•  
  •  
 

Jurnal Administrasi Bisnis Terapan (JABT)

Abstract

Life and general insurance companies must meet the financial health level requirements contained in the Financial Services Authority Regulation Number 71 of 2016, namely sovability, technical reserves, investment adequacy, equity, guarantee funds, and other provisions relating to financial health. The Gross Premium Evaluation (GPV) method is one way to calculate premium reserves. The purpose of this study is to provide information on the mechanism of calculating life insurance premiums using the Gross Premium Valuation (GPV) method using the Indonesian Mortality Table and Corporate Modified Mortality Table. From these results, it is found that the more ideal premium reserves are premium reserves that use the company's modified mortality table.

References

Badan Pengawas Pasar Modal dan Lembaga Keuangan, Peraturan Ketua Badan Pengawas Pasar Modal dan Lembaga Keuangan, PER- 09.BI/2012 tentang Pedoman Pembentukan Cadangan Teknis Bagi Perusahaan Asuransi dan Perusahaan Reasuransi. Djoko, M.A.S Sri., et al. 2015. Mobilitas Penduduk dan Bonus Demografi. Bandung: Unpad Press. Futami, Takashi, Matematika Asuransi Jiwa, Bagian I, Tokyo, 1991. Futami, Takashi, Matematika Asuransi Jiwa, Bagian II, Tokyo, 1991. Otoritas Jasa Keuangan, Surat Edaran Nomor 27/SEOJK.05/2017 tentang Pedoman Pembentukan Cadangan Teknis Bagi Perusahaan Asuransi dan Perusahaan Reasuransi. Republik Indonesia, Undang-Undang Nomor 40 Tahun 2014 tentang Perasurnsian, Lembaran Negara Republik Indonesia Tahun 2014 Nomor 5168. Republik Indonesia, Undang-undang Nomor 2 Tahun 1992 tentang Usaha Perasuransian. Republik Indonesia, Kitab Undang-Undang Dasar Dagang Pasal 246 tentang Asuransi. Republik Indonesia, Keputusan Menteri Keuangan No. 224 Tahun 1993 Pasal 22 tentang Kesehatan Keuangan Perusahaan Asuransi dan Perusahaan Reasuransi. Setia Tunggal SH, Hadi, Dasar-Dasar Asuransi, Indonesia, 2005.

Share

COinS