Publication Date
January 2025
Year
2025
Abstract
Financial literacy is a crucial life skill that enables individuals to manage resources responsibly and make informed economic decisions. In the context of secondary school students, early exposure to financial education provides a foundation for future financial stability and resilience. This study, Insights into Islamic (I to I) Financial Literacy Among Secondary School Students in Perlis, explores the level of awareness, understanding, and practice of financial literacy from an Islamic perspective. The research emphasizes core Islamic financial principles such as the balance between needs and wants, the significance of saving and investing through permissible means, and the prohibition of riba (usury). Employing a quantitative approach, data will be collected through surveys involving selected schools in Perlis. The findings are expected to highlight the students’ level of knowledge, attitudes, and behaviours toward Islamic financial practices, as well as the challenges they face in applying these principles in daily life. This study aims to provide valuable insights for educators, policymakers, and Islamic financial institutions to design effective educational interventions, ultimately fostering financially literate youth who are guided by Islamic values.
Keywords:
Islamic Financial Literacy, School students, riba, takaful
Recommended Citation
Md Noor, Nur Syamilah; Elias, Nor Hanim; Mohd Isa, Mardziyah Mohd Isa; Bahaman, Muhammad Abrar; and Abdul Rahim, Razinda Tasnim, "I To I (Insights into Islamic) Financial Literacy Among Secondary School Students" (2025). International Conference on Business and Management Research (ICBMR). 25.
https://scholarhub.ui.ac.id/icbmr/2025/1/25
Included in
Environmental Studies Commons, Family and Consumer Sciences Commons, Finance and Financial Management Commons, Other Social and Behavioral Sciences Commons, Secondary Education Commons
I To I (Insights into Islamic) Financial Literacy Among Secondary School Students
Financial literacy is a crucial life skill that enables individuals to manage resources responsibly and make informed economic decisions. In the context of secondary school students, early exposure to financial education provides a foundation for future financial stability and resilience. This study, Insights into Islamic (I to I) Financial Literacy Among Secondary School Students in Perlis, explores the level of awareness, understanding, and practice of financial literacy from an Islamic perspective. The research emphasizes core Islamic financial principles such as the balance between needs and wants, the significance of saving and investing through permissible means, and the prohibition of riba (usury). Employing a quantitative approach, data will be collected through surveys involving selected schools in Perlis. The findings are expected to highlight the students’ level of knowledge, attitudes, and behaviours toward Islamic financial practices, as well as the challenges they face in applying these principles in daily life. This study aims to provide valuable insights for educators, policymakers, and Islamic financial institutions to design effective educational interventions, ultimately fostering financially literate youth who are guided by Islamic values.